Cowboy's Insurance

The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions.

- Ever have an accident?

- Nope, nary a one.

- None? You've never had any accidents.

- Nope. Ain't never had one. Never.

- Well, you said on this form you were bit by a snake once. Wouldn't you consider that an accident?

- Heck, no. That dang varmint bit me on purpose.